General Liability

Protect what you've built.

Covers third party liability claims for injuries to other people.

Are you the proud owner of a business? Are you looking for ways to protect your company from an unforeseen setback? If so, then you are in the right place to learn all that you can about general liability insurance.

Sometimes the biggest setbacks are self-inflicted. All it takes is one mistake on the job to lead to thousands of dollars in damage for another party. That’s when general liability insurance can help.

General Liability insurance covers claims relating to bodily injury and property damage of others, and typically excludes claims related to the delivery of professional services. The liability risk associated with your professional errors, omissions and negligence can be far greater than those risks covered by a General Liability policy.

See below for some commonly asked questions about general liability insurance.

Top questions about General Liability

What Is General Liability Insurance?

Imagine the horror of receiving a call from your office one day saying that they’ve made a costly mistake on the job. Even worse, that mistake led to some form of property damage or injury.

In those moments, it might seem like all hope is lost. If you don’t have business insurance to back you up, then it will be you that’s responsible for covering the cost of repairs and/or recovery.

General liability insurance, also known as business liability insurance, is here to protect you from situations like this. It’s meant to provide financial relief for business owners on any claims taken out against their company.

Am I Always Covered?

As long as you had a general liability occurrence form policy at the time of a wrongful act, should a claim occur in the future you can report that claim to your former policy.

What Are the Benefits of Having a Policy?

You’ve probably noticed a few benefits of having a general liability policy already. However, there are more benefits to it than meets the eye. Such advantages include:

Possibility for Larger Contracts: If you’re looking into landing bigger companies as clients, general liability insurance can help you do so. In many situations, you’re required to have a policy before you can even start bidding on their contracts.
Protection for Top-Tier Workers: You want your top talent to know that you have their back. Everyone makes mistakes. General liability insurance can protect your workers from financial liability and keep them from jumping ship.
More Stability: You can’t always predict the future. While injuries and damage are rare, it’s irresponsible not to prepare for them. General liability insurance will give you coverage in your hour of need. That way, your business operations won’t experience a setback.

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We will give you multiple options over the phone. Rates as low as $150.

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InterWeb Insurance LLC AZ Lic. #1800012222
InterWeb Insurance Agency LLC operates in NY and the corporation is not domiciled in NY. Lic. #1475849
Arizona’s InterWeb Insurance Agency operates in CA and the corporation is not domiciled in CA. Lic. #0M54055